Alabama’s real estate market is shifting into a more deliberate, less overheated phase — and for investors, that’s often where the best opportunities emerge. Slower buyer activity, rising inventory, and steady price appreciation are reshaping the landscape in ways that reward disciplined, long‑term strategies. Whether you’re focused on rentals, flips, or portfolio expansion, the current environment offe rs room to maneuver that simply didn’t exist during the frenzy of the pas

Subject-to (Sub-2) in real estate is a creative financing strategy where a buyer takes ownership of a property but leaves the existing mortgage in the seller’s name. That is, the property is purchased “subject to” the original mortgage.  The buyer receives the deed and agrees to continue making the mortgage payments, while the loan itself remains in the seller’s name.  - The seller gets the benefit of saving their credit from default or foreclosure, and the monthly payments i

People in Alabama are being targeted by the “Baker estate” scam again, which falsely promises inheritance claims and leads victims to lose money and personal records. We all should be extremely cautious if contacted regarding a supposed share in the "Baker estate," as this long-running hoax has victimized countless people for over a century.​ The insidious nature of this scam relies on the fact that it is being perpetrated using various surnames--it could be called "The Stanl

By Gregory S. Stanley, Esq., Gregory@Stanley-Law.com Recent Supreme Court decisions have cast a national spotlight on state tax foreclosure systems, raising constitutional alarms about takings, due process, and the fate of surplus equity. But while states like Minnesota and Michigan face legal upheaval, Alabama’s tax lien framework remains constitutionally sound and investor-secure. The reason is simple: Alabama’s system is fundamentally different—more protective of property

If you need to file a lawsuit in Alabama—whether for real or personal property, breach of contract, civil disputes, or personal injury—one of the most critical decisions we make is who to sue. It may sound simple, but naming the correct defendant is more than just filling in a blank. It can make or break your case. The Stakes Are High Alabama law requires that every lawsuit be filed against a party who is legally responsible for the harm. If you name the wrong person or busin

Lease-purchase agreements—often marketed as a path to homeownership for buyers with limited credit or savings—can seem attractive at...

Every 6 months or one of my new clients will ask me to settle a debt they have with a local person. Sometimes they even send me a check...

From lower taxes on food, to higher costs of drugs, shark attacks, and nursing jury members: New Alabama Laws went into effect 1...

In quiet title cases a Guardian ad litem – commonly abbreviated as GAL – is a lawyer who is appointed by the court pursuant to AL Code...

A quiet title is a legal action in Alabama brought in the circuit court to clear any clouds off the title of real property. (See the...

When investing in real estate, clear title is everything. If you can’t get title insurance, you can’t get financing—and if your buyer...

Real estate transactions are among the most significant financial decisions you’ll make, whether you’re purchasing your first home, or...

Alabama is a great place to find a short-term rental when you are visiting and touristing around Alabama, and it is also a great place...

Alabama has specific laws that support condo associations and homeowner associations.  The Alabama Homeowners' Association Act (AL Code...

If you buy a property in a neighborhood with a gate, a lake, a pool, a golf course, or other amenity you are probably buying a property...

HOA, COA, TOA, POA? There are some specific laws for different types of associations, but all associations enjoy the benefit of Alabama...

Look up HOAs in Alabama Property Owners' Associations must be registered with the state of Alabama to do business here. It's easy to...

Did you know Abraham Lincoln filed Bankruptcy? When facing overwhelming debt, bankruptcy is an option to regain financial stability, peace of mind, and time to set yourself up for future success. Many famous people have used bankruptcies including Abraham Lincoln, P.T. Barnum, Kim Basinger, Gary Burghoff, Ted Nugent, the King of Spain, Richard Nixon’s brother, and Tammy Wynette. Also, Mick Fleetwood and Henry Ford…yes, that Henry Ford. Chapter 7 and Chapter 13 are the two

The answer you are looking for is an Alabama bankruptcy costs about $1500 attorney fee plus $338 ($245 filing fee $78 administrative fee...

Alabama Governor signed the law that squatters can be charged with a crime.  The anti-squatting law will take effect June 1, 2024. This...