Subject-to (Sub-2) in real estate is a creative financing strategy where a buyer takes ownership of a property but leaves the existing mortgage in the seller’s name. That is, the property is purchased “subject to” the original mortgage.  The buyer receives the deed and agrees to continue making the mortgage payments, while the loan itself remains in the seller’s name.  - The seller gets the benefit of saving their credit from default or foreclosure, and the monthly payments i

People in Alabama are being targeted by the “Baker estate” scam again, which falsely promises inheritance claims and leads victims to lose money and personal records. We all should be extremely cautious if contacted regarding a supposed share in the "Baker estate," as this long-running hoax has victimized countless people for over a century.​ The insidious nature of this scam relies on the fact that it is being perpetrated using various surnames--it could be called "The Stanl

By Gregory S. Stanley, Esq., Gregory@Stanley-Law.com Recent Supreme Court decisions have cast a national spotlight on state tax foreclosure systems, raising constitutional alarms about takings, due process, and the fate of surplus equity. But while states like Minnesota and Michigan face legal upheaval, Alabama’s tax lien framework remains constitutionally sound and investor-secure. The reason is simple: Alabama’s system is fundamentally different—more protective of property

If you need to file a lawsuit in Alabama—whether for real or personal property, breach of contract, civil disputes, or personal injury—one of the most critical decisions we make is who to sue. It may sound simple, but naming the correct defendant is more than just filling in a blank. It can make or break your case. The Stakes Are High Alabama law requires that every lawsuit be filed against a party who is legally responsible for the harm. If you name the wrong person or busin